[{"additional":"","additionalPlain":"","categories":{"commitment":"full time","department":"Prefr","location":"bengaluru","team":"collections","allLocations":["bengaluru"]},"createdAt":1787543704191,"descriptionPlain":"prefr (operated by CreditVidya) is a digital-first lending platform that makes credit accessible to millions across India. with loan offerings ranging from ₹50,000 to ₹5 Lakh, we’re enabling instant personal loans and flexible pay-later credit lines, especially for first-time borrowers and underserved regions. backed by RBI-approved NBFC partnerships, we’ve built a platform that uses selfie-based KYC, minimal documentation, and AI-powered underwriting to disburse loans within minutes.\n","description":"\n
prefr (operated by CreditVidya) is a digital-first lending platform that makes credit accessible to millions across India. with loan offerings ranging from ₹50,000 to ₹5 Lakh, we’re enabling instant personal loans and flexible pay-later credit lines, especially for first-time borrowers and underserved regions. backed by RBI-approved NBFC partnerships, we’ve built a platform that uses selfie-based KYC, minimal documentation, and AI-powered underwriting to disburse loans within minutes.
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\n- own collection performance for the assigned geography and bucket(s); understand local portfolio characteristics, monitor portfolio movement, and execute collection strategies to drive resolution and recovery outcomes.
\n- lead, coach, and develop a team of 2-5 direct reports; set clear expectations, review productivity and performance, and drive the team towards collection targets.
\n- manage 3-6 collection agencies across the assigned geography; ensure adequate capacity, drive productivity and resolution outcomes, and maintain adherence to quality and compliance standards.
\n- own resolution and recovery targets for the assigned portfolio; analyse MIS and key collection metrics, identify performance gaps, and implement corrective actions to improve outcomes.
\n- ensure adherence to RBI guidelines, company policies, and the code of conduct for collections; proactively identify and address compliance or process gaps.
\n- work closely with operations, risk, legal, analytics, and agency management teams to resolve dependencies, improve collection outcomes, and ensure effective execution of collection strategies.
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strong understanding of the relevant region/state profile of customers across local districts, including good and challenging pin codes from a risk perspective.\nknowledge of local agencies and demonstrated ability to drive and manage collection agencies.\nproficient in the local language.\nknowledge of the code of conduct for collections and ability to explain its importance.\nstrong understanding of the collections business.\nfamiliar with key collections metrics such as resolution rates, flow rates, bounce rates, ROR for recoveries, and NC/skip ratio, with an understanding of how these metrics impact collection outcomes.\n\n"}],"text":"area collections manager bangalore -flows","country":"IN","workplaceType":"onsite","opening":"","openingPlain":"","descriptionBody":"\n
prefr (operated by CreditVidya) is a digital-first lending platform that makes credit accessible to millions across India. with loan offerings ranging from ₹50,000 to ₹5 Lakh, we’re enabling instant personal loans and flexible pay-later credit lines, especially for first-time borrowers and underserved regions. backed by RBI-approved NBFC partnerships, we’ve built a platform that uses selfie-based KYC, minimal documentation, and AI-powered underwriting to disburse loans within minutes.
\n
\n
prefr (operated by CreditVidya) is a digital-first lending platform that makes credit accessible to millions across India. with loan offerings ranging from ₹50,000 to ₹5 Lakh, we’re enabling instant personal loans and flexible pay-later credit lines, especially for first-time borrowers and underserved regions. backed by RBI-approved NBFC partnerships, we’ve built a platform that uses selfie-based KYC, minimal documentation, and AI-powered underwriting to disburse loans within minutes.
\n
\n\n
own collection performance for the assigned geography and bucket(s); understand local portfolio characteristics, monitor portfolio movement, and execute collection strategies to drive resolution and recovery outcomes.\nlead, coach, and develop a team of 2-5 direct reports; set clear expectations, review productivity and performance, and drive the team towards collection targets.\nmanage 3-6 collection agencies across the assigned geography; ensure adequate capacity, drive productivity and resolution outcomes, and maintain adherence to quality and compliance standards.\nown resolution and recovery targets for the assigned portfolio; analyse MIS and key collection metrics, identify performance gaps, and implement corrective actions to improve outcomes.\nensure adherence to RBI guidelines, company policies, and the code of conduct for collections; proactively identify and address compliance or process gaps.\nwork closely with operations, risk, legal, analytics, and agency management teams to resolve dependencies, improve collection outcomes, and ensure effective execution of collection strategies.\n\n"},{"text":"you should apply if you have/are:","content":"\n
\n
\n
\n
\n
\n- strong understanding of the relevant region/state profile of customers across local districts, including good and challenging pin codes from a risk perspective.
\n- knowledge of local agencies and demonstrated ability to drive and manage collection agencies.
\n- proficient in the local language.
\n- knowledge of the code of conduct for collections and ability to explain its importance.
\n- strong understanding of the collections business.
\n- familiar with key collections metrics such as resolution rates, flow rates, bounce rates, ROR for recoveries, and NC/skip ratio, with an understanding of how these metrics impact collection outcomes.
\n\n
\n
\n
\n
\n
\n
\n
\n
prefr (operated by CreditVidya) is a digital-first lending platform that makes credit accessible to millions across India. with loan offerings ranging from ₹50,000 to ₹5 Lakh, we’re enabling instant personal loans and flexible pay-later credit lines, especially for first-time borrowers and underserved regions. backed by RBI-approved NBFC partnerships, we’ve built a platform that uses selfie-based KYC, minimal documentation, and AI-powered underwriting to disburse loans within minutes.
\n
\n
prefr (operated by CreditVidya) is a digital-first lending platform that makes credit accessible to millions across India. with loan offerings ranging from ₹50,000 to ₹5 Lakh, we’re enabling instant personal loans and flexible pay-later credit lines, especially for first-time borrowers and underserved regions. backed by RBI-approved NBFC partnerships, we’ve built a platform that uses selfie-based KYC, minimal documentation, and AI-powered underwriting to disburse loans within minutes.
\n
\n
\n
\n
\n
\n
\n- own collection performance for the assigned geography and bucket(s); understand local portfolio characteristics, monitor portfolio movement, and execute collection strategies to drive resolution and recovery outcomes.
\n- lead, coach, and develop a team of 2-5 direct reports; set clear expectations, review productivity and performance, and drive the team towards collection targets.
\n- manage 3-6 collection agencies across the assigned geography; ensure adequate capacity, drive productivity and resolution outcomes, and maintain adherence to quality and compliance standards.
\n- own resolution and recovery targets for the assigned portfolio; analyse MIS and key collection metrics, identify performance gaps, and implement corrective actions to improve outcomes.
\n- ensure adherence to RBI guidelines, company policies, and the code of conduct for collections; proactively identify and address compliance or process gaps.
\n- work closely with operations, risk, legal, analytics, and agency management teams to resolve dependencies, improve collection outcomes, and ensure effective execution of collection strategies.
\n\n
\n
\n
\n
\n
\n\n
strong understanding of the relevant region/state profile of customers across local districts, including good and challenging pin codes from a risk perspective.\nknowledge of local agencies and demonstrated ability to drive and manage collection agencies.\nproficient in the local language.\nknowledge of the code of conduct for collections and ability to explain its importance.\nstrong understanding of the collections business.\nfamiliar with key collections metrics such as resolution rates, flow rates, bounce rates, ROR for recoveries, and NC/skip ratio, with an understanding of how these metrics impact collection outcomes.\n\n"}],"text":"area collections manager hyderabad -flows","country":"IN","workplaceType":"onsite","opening":"","openingPlain":"","descriptionBody":"\n
prefr (operated by CreditVidya) is a digital-first lending platform that makes credit accessible to millions across India. with loan offerings ranging from ₹50,000 to ₹5 Lakh, we’re enabling instant personal loans and flexible pay-later credit lines, especially for first-time borrowers and underserved regions. backed by RBI-approved NBFC partnerships, we’ve built a platform that uses selfie-based KYC, minimal documentation, and AI-powered underwriting to disburse loans within minutes.
\n
\n
prefr (operated by CreditVidya) is a digital-first lending platform that makes credit accessible to millions across India. with loan offerings ranging from ₹50,000 to ₹5 Lakh, we’re enabling instant personal loans and flexible pay-later credit lines, especially for first-time borrowers and underserved regions. backed by RBI-approved NBFC partnerships, we’ve built a platform that uses selfie-based KYC, minimal documentation, and AI-powered underwriting to disburse loans within minutes.
\n
\n
\n
\n
\n\n
\n
\n
\n
\n
\n
\n- own collection performance for the assigned geography and bucket(s); understand local portfolio characteristics, monitor portfolio movement, and execute collection strategies to drive resolution and recovery outcomes.
\n- lead, coach, and develop a team of 2-5 direct reports; set clear expectations, review productivity and performance, and drive the team towards collection targets.
\n- manage 3-6 collection agencies across the assigned geography; ensure adequate capacity, drive productivity and resolution outcomes, and maintain adherence to quality and compliance standards.
\n- own resolution and recovery targets for the assigned portfolio; analyse MIS and key collection metrics, identify performance gaps, and implement corrective actions to improve outcomes.
\n- ensure adherence to RBI guidelines, company policies, and the code of conduct for collections; proactively identify and address compliance or process gaps.
\n- work closely with operations, risk, legal, analytics, and agency management teams to resolve dependencies, improve collection outcomes, and ensure effective execution of collection strategies.
\n\n
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\n
\n
\n
\n
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\n
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\n\n
\n
\n
\n
\n
\n
\n- strong understanding of the relevant region/state profile of customers across local districts, including good and challenging pin codes from a risk perspective.
\n- knowledge of local agencies and demonstrated ability to drive and manage collection agencies.
\n- proficient in the local language.
\n- knowledge of the code of conduct for collections and ability to explain its importance.
\n- strong understanding of the collections business.
\n- familiar with key collections metrics such as resolution rates, flow rates, bounce rates, ROR for recoveries, and NC/skip ratio, with an understanding of how these metrics impact collection outcomes.
\n\n
\n
\n
\n
\n
\n
\n
\n
\n
prefr (operated by CreditVidya) is a digital-first lending platform that makes credit accessible to millions across India. with loan offerings ranging from ₹50,000 to ₹5 Lakh, we’re enabling instant personal loans and flexible pay-later credit lines, especially for first-time borrowers and underserved regions. backed by RBI-approved NBFC partnerships, we’ve built a platform that uses selfie-based KYC, minimal documentation, and AI-powered underwriting to disburse loans within minutes.
\n
what is CRED?
\n
\nCRED is an exclusive community for india’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior.
\n
\nCRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true.
\n
\nhere’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better.
\n
\nYou’ll play a pivotal role in leading CRED's partner ecosystem across products, becoming the face of CRED to some of India’s top consumer brands. You will lead high-stakes partnerships, drive product adoption, and enable new growth through strategic merchant alliances. As a core part of the merchant-led growth (mlg) strategy, you’ll shape how millions engage with CRED.
","id":"09022710-e79a-4cf0-8060-df0e1cd64263","lists":[{"text":"what you’ll own","content":"\ndriving acceptance of CRED payment instruments (upi, credit/affordability) with a sole focus of offering convenience for CRED members\nhunt, build and manage high-impact brand partnerships across categories relevant to CRED members\ndrive meaningful member value through differentiated rewards, offers, privileges, and experiences\nwork closely with internal cross-functional teams including product, growth, marketing, operations, and design to execute partnership initiatives successfully\nsupport the integration of rewards and merchant constructs across key product journeys and platform surfaces\ndrive day-to-day partner management including execution, campaign launches, reporting, issue resolution, and performance tracking\nidentify growth opportunities within existing partnerships and help scale high-performing constructs\nleverage consumer insights, transaction intelligence, and market understanding to identify relevant partnership opportunities\nensure strong execution quality, partner experience, and member relevance across all initiatives\n"},{"text":"what we’re looking for","content":"\n\n
4+ years of experience in partnerships, business development, merchant growth, enterprise sales, category or account management within consumer internet, fintech, commerce, loyalty, or digital businesses\nexperience managing and growing brand or merchant partnerships with measurable business outcomes\nunderstanding of consumer and merchant ecosystems across categories such as fashion, travel, food delivery, lifestyle, entertainment, retail, or digital services\nexperience working cross-functionally with teams across product, marketing, operations, growth, analytics, or business functions\nstrong ownership mindset with the ability to execute independently in fast-paced and evolving environments\ngood business and commercial understanding with the ability to structure mutually valuable partnerships\nstrong communication, relationship management, and stakeholder management skills\ncomfort working with performance metrics, business data, and consumer insights to drive decisions and optimize outcomes\n\n"}],"text":"business development & partnerships","country":"IN","workplaceType":"onsite","opening":"","openingPlain":"","descriptionBody":"what is CRED?
\n
\nCRED is an exclusive community for india’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior.
\n
\nCRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true.
\n
\nhere’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better.
\n
\nYou’ll play a pivotal role in leading CRED's partner ecosystem across products, becoming the face of CRED to some of India’s top consumer brands. You will lead high-stakes partnerships, drive product adoption, and enable new growth through strategic merchant alliances. As a core part of the merchant-led growth (mlg) strategy, you’ll shape how millions engage with CRED.
","descriptionBodyPlain":"what is CRED?\n \nCRED is an exclusive community for india’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. \n \nCRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true. \n \nhere’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better. \n \nYou’ll play a pivotal role in leading CRED's partner ecosystem across products, becoming the face of CRED to some of India’s top consumer brands. You will lead high-stakes partnerships, drive product adoption, and enable new growth through strategic merchant alliances. As a core part of the merchant-led growth (mlg) strategy, you’ll shape how millions engage with CRED.\n","hostedUrl":"https://jobs.lever.co/cred/09022710-e79a-4cf0-8060-df0e1cd64263","applyUrl":"https://jobs.lever.co/cred/09022710-e79a-4cf0-8060-df0e1cd64263/apply"},{"additional":"","additionalPlain":"","categories":{"commitment":"full time","department":"business","location":"bengaluru","team":"business - CREDpay","allLocations":["bengaluru"]},"createdAt":1787293938227,"descriptionPlain":"help shape CRED’s d2c ecosystem by partnering with India’s most exciting consumer brands and turning those relationships into meaningful member value and business growth.\nyou’ll work at the intersection of d2c, consumer growth, payments, rewards and product - bringing relevant brands and differentiated constructs to CRED members, while helping d2c businesses acquire customers, drive growth and build deeper engagement.\nthis is a role for someone who can spot opportunities, build relationships, sell, and turn ideas into high-impact partnerships.\n","description":"\n
help shape CRED’s d2c ecosystem by partnering with India’s most exciting consumer brands and turning those relationships into meaningful member value and business growth.
\n
you’ll work at the intersection of d2c, consumer growth, payments, rewards and product - bringing relevant brands and differentiated constructs to CRED members, while helping d2c businesses acquire customers, drive growth and build deeper engagement.
\n
this is a role for someone who can spot opportunities, build relationships, sell, and turn ideas into high-impact partnerships.
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build and own the d2c pipeline - identify the right brands, founders and opportunities, and drive partnerships from first conversation to revenue realisation.
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carry a revenue quota and relentlessly deliver against it through new business, monetisation and partner growth.
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build deep relationships with d2c founders, cxos, growth leaders and the vc ecosystem backing the category.
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create differentiated partnerships that drive brand growth, customer acquisition, retention and engagement.
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bring the best d2c brands and propositions to CRED members through rewards, offers, experiences and privileges.
\n \n- \n
drive adoption of CRED payment instruments across high-quality d2c brands.
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look beyond standard partnerships - identify strategic, product, payment, data and growth-led opportunities that can create outsized value for both CRED and the brand.
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work cross-functionally with product, growth, marketing, analytics and operations to turn ideas into live, scaled partnerships.
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own execution end-to-end - zero hand-holding, high velocity, and a strong bias for getting things done.
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This is not a relationship-management role. It is a builder + seller role for someone who wants to shape CRED’s d2c ecosystem.
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4+ years in quota-carrying sales, business development, partnerships or key account roles within d2c, consumer internet, ecommerce, fintech or high-growth startups.
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strong existing network across d2c founders, cxos, growth/marketing leaders and consumer brands.
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deep understanding of the Indian d2c ecosystem and curiosity about emerging brands, categories and trends.
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proven track record of closing deals and delivering commercial outcomes.
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strong commercial and strategic thinking - able to look at a brand and quickly identify “what could we build together?”
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high-energy, extremely driven and razor-sharp on execution.
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excellent communication and stakeholder management skills, with the confidence to sell to founders and senior leadership.
\n \n- \n
comfortable operating in ambiguity, building from scratch and owning outcomes end-to-end.
\n \n\n
\n
help shape CRED’s d2c ecosystem by partnering with India’s most exciting consumer brands and turning those relationships into meaningful member value and business growth.
\n
you’ll work at the intersection of d2c, consumer growth, payments, rewards and product - bringing relevant brands and differentiated constructs to CRED members, while helping d2c businesses acquire customers, drive growth and build deeper engagement.
\n
this is a role for someone who can spot opportunities, build relationships, sell, and turn ideas into high-impact partnerships.
\n
\n
about prefr & role:
\n
prefr is a line of business under CRED, operating as a lending service provider (lsp) with an aum of ₹3,000+ cr. we build personal loan portfolios through our robust digital lending platform that spans the entire lending lifecycle—including customer onboarding, underwriting, collections, and servicing.
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in addition to the fldg-based lending model, prefr also operates a distribution model (lead-based business model), where it acts as a dla /sourcing platform for large financial Institutions, enabling them to acquire and originate personal loan customers through a digital distribution ecosystem.
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the role is to manage the existing set of lenders and scale them as per the aop planned numbers.
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capital supply strategy & execution
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- manage the existing set of lenders (banks, nbfc's, fintech nbfc's) aligned to CRED & prefr lending thesis under risk and non-risk based programs owning end to end partner management.
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- work closely with product, tech, legal, compliance and finance teams to ensure partnership structures are business, regulation and p&l accretive.
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lender management
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-follow the scalable frameworks for the existing sets of lenders, compliance management and policy alignment, as needed.
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- ensuring enough capital supply from these lenders to meet the aop numbers, also proactively identify stress points and discuss the corrective actions, as needed.
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operational excellence & analytics
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- able to understand the customer journey, importance of the data captured needed during the journey, negotiate on the rite ask, understand & monitor the funnels to identify the opportunities & gaps.
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-ensuring weekly / bi-monthly cadence with the lending partners.
\n
stakeholder management
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- engage with did level management at partner institutions and internal cross-functional teams (product, risk, legal, finance).
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1 – 2.5 years of experience in lender partnership / lender management, preferably within a lending fintech, nbfc or bank. \ngood understanding of lending models, including nbfc/bank regulations, lsp/dla models, risk-sharing constructs, and the overall personal loan lifecycle.\nbasic analytical and funnel management skills — ability to monitor key funnel metrics, identify drop-offs/issues, diagnose root causes, and drive corrective actions with relevant teams.\ngood relationship management skills with the ability to effectively manage and build relationships with mid-level internal and external stakeholders, including lender partners and cross-functional teams.\nability to draft brds (business requirement documents) for change requests received from lender partners and translate business requirements into clear, actionable requirements for product/tech teams.\nstrong ownership and execution orientation, with the ability to manage multiple partner requirements, follow up on dependencies, and drive initiatives.\n\n"}],"text":"capital partnerships","country":"IN","workplaceType":"onsite","opening":"","openingPlain":"","descriptionBody":"\n
about prefr & role:
\n
prefr is a line of business under CRED, operating as a lending service provider (lsp) with an aum of ₹3,000+ cr. we build personal loan portfolios through our robust digital lending platform that spans the entire lending lifecycle—including customer onboarding, underwriting, collections, and servicing.
\n
in addition to the fldg-based lending model, prefr also operates a distribution model (lead-based business model), where it acts as a dla /sourcing platform for large financial Institutions, enabling them to acquire and originate personal loan customers through a digital distribution ecosystem.
\n
the role is to manage the existing set of lenders and scale them as per the aop planned numbers.
\n
\n
how is life at CRED?
\n
working at CRED would instantly make you realize one thing: you are working with the best talent around you. not just in the role you occupy, but everywhere you go. talk to someone around you; most likely you will be talking to a singer, standup comic, artist, writer, an athlete, maybe a magician. at CRED people always have talent up their sleeves. with the right company, even conversations can be rejuvenating. at CRED, we guarantee a good company.
\n
hard truths: pushing oneself comes with the role. and we realise pushing oneself is hard work. which is why CRED is in the continuous process of building an environment that helps the team rejuvenate oneself: included but not limited to a stacked, in-house pantry, with lunch and dinner provided for all the team members, paid sick leaves and a comprehensive health insurance.
\n
to make things smoother and to make sure you spend time and energy only on the most important things, CRED strives to make every process transparent: there are no work timings because we do not believe in archaic methods of calculating productivity, your work should speak for you. there are no job designations because you will be expected to hold down roles that cannot be described in one word. since trust is a major virtue in the community we have built, we make it a point to highlight it in the community behind CRED: all our team members get their salaries before their joining date. a show of trust that speaks volumes because of the skin in the game.
\n
there are many more such eccentricities that make CRED what it is but that’s for one to discover. if you feel at home reading this, get in touch.
\n
what is CRED?
\n
\nCRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true.
\n
\nhere’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better.
\nmost words get read once and forgotten. some stay.
at CRED, we care about the second kind: words that make you pause, that make you think twice before settling for less, that you still remember after you've moved on.
it shapes decisions, sharpens products, and signals intent.
","id":"f846af12-7da9-4737-a0b1-3770c55830fc","lists":[{"text":"what will you do:","content":"\n\n
responsible for the copy discipline: build the frameworks, briefs, and standards that make writing sharper and more consistent.\nevolve and scale CRED's voice across product, marketing, campaigns, and comms. raise the standard. protect it. push it further.\nrun initiatives independently: you don't wait for a brief to tell you what needs writing attention, you spot it and drive it.\ntranslate high-level direction into sharp briefs, and raise junior writing to a consistent standard.\ngive sharp, decisive feedback regardless of who's on the receiving end: seniority, yours or theirs, doesn't soften your judgment.\ndrive narratives for major launches: across app, films, brand campaigns, activations, and content platforms. the idea starts with you; the execution carries your fingerprints.\nbring clarity in ambiguity: simplify the complex, challenge the obvious, articulate intent without losing nuance.\n\n"},{"text":"you should apply if you are:","content":"\nsomeone who understands tone, semiotics, and the psychology behind how language moves people.\na thinker who knows the difference between humor and wit, confidence and noise.\nsomeone who operates independently, without needing heavy direction to know what's worth writing about.\nsomeone who brings a point of view, and can defend it.\nsomeone who gives decisive feedback without waiting for permission or tenure.\n"}],"text":"copywriter","country":"IN","workplaceType":"onsite","opening":"","openingPlain":"","descriptionBody":"what is CRED?
\n
\nCRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true.
\n
\nhere’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better.
\nmost words get read once and forgotten. some stay.
at CRED, we care about the second kind: words that make you pause, that make you think twice before settling for less, that you still remember after you've moved on.
it shapes decisions, sharpens products, and signals intent.
","descriptionBodyPlain":"what is CRED?\n \nCRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true. \n \nhere’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better.\nmost words get read once and forgotten. some stay.at CRED, we care about the second kind: words that make you pause, that make you think twice before settling for less, that you still remember after you've moved on.it shapes decisions, sharpens products, and signals intent.\n","hostedUrl":"https://jobs.lever.co/cred/f846af12-7da9-4737-a0b1-3770c55830fc","applyUrl":"https://jobs.lever.co/cred/f846af12-7da9-4737-a0b1-3770c55830fc/apply"},{"additional":"","additionalPlain":"","categories":{"commitment":"full time","department":"Prefr","location":"hyderabad","team":"engineering","allLocations":["hyderabad"]},"createdAt":1766038272005,"descriptionPlain":"prefr (operated by creditvidya) is a digital-first lending platform that makes credit accessible to millions across India. With loan offerings ranging from ₹50,000 to ₹5 Lakh, we’re enabling instant personal loans and flexible pay-later credit lines, especially for first-time borrowers and underserved regions. Backed by RBI-approved NBFC partnerships, we’ve built a platform that uses selfie-based KYC, minimal documentation, and AI-powered underwriting to disburse loans within minutes.\n \nabout the role\nwe are looking for a passionate and technically strong ai/ml engineer to join our core team driving the intelligence behind our lending platform. this is an l4-level role where you'll build high-performance ml frameworks, scale decision systems, and lay the foundation for the next evolution: agentic ai systems that autonomously extract insights, support business decisions, and power internal copilots.\nif you are someone who enjoys solving hard problems at the intersection of software engineering and ml, and are excited about the future of ai agents in real-world systems, we want to hear from\n","description":"\n
prefr (operated by creditvidya) is a digital-first lending platform that makes credit accessible to millions across India. With loan offerings ranging from ₹50,000 to ₹5 Lakh, we’re enabling instant personal loans and flexible pay-later credit lines, especially for first-time borrowers and underserved regions. Backed by RBI-approved NBFC partnerships, we’ve built a platform that uses selfie-based KYC, minimal documentation, and AI-powered underwriting to disburse loans within minutes.
\n
\n
about the role
\n
we are looking for a passionate and technically strong ai/ml engineer to join our core team driving the intelligence behind our lending platform. this is an l4-level role where you'll build high-performance ml frameworks, scale decision systems, and lay the foundation for the next evolution: agentic ai systems that autonomously extract insights, support business decisions, and power internal copilots.
\n
if you are someone who enjoys solving hard problems at the intersection of software engineering and ml, and are excited about the future of ai agents in real-world systems, we want to hear from
\n
\n\ndesign, validate, and productionize advanced machine learning and deep learning models to generate actionable insights for strategic business decisions. focus areas include credit risk prediction, propensity modeling, fraud detection, collection efficiency improvement, and other finance-related applications.\noptimize and tune machine learning algorithms for performance and scalability, ensuring seamless integration with production pipelines and robustness in real-world environments.\ndevelop and maintain monitoring frameworks to track model performance over time, detect data or concept drift, and provide timely, actionable feedback for retraining or recalibration as needed.\nanalyze and interpret large, complex datasets from distributed databases to generate and provide valuable actionable insights to stakeholders using big data technologies like scala-spark/pyspark.\ndrive continuous improvement by exploring, researching, and implementing innovative modeling techniques and algorithms.\nstay up-to-date with advancements in ml/ai and proactively apply new techniques to improve model performance or uncover new opportunities.\nas part of our long-term vision, contribute to building agentic systems that automate key parts of the data science pipeline from feature engineering and model selection to monitoring and reporting, enabling faster experimentation and decision-making.\n\n
\n\n"},{"text":"you should apply if :","content":"\n\n
have 4+ years of hands-on experience (or 2+ years if holding a master’s degree) in data science, machine learning, or analytics roles solving real-world business problems.\nhold a bachelor's or master’s degree in a quantitative field such as computer science, statistics, mathematics, or a related discipline.\nare proficient in programming languages like python or r, and comfortable working with large datasets and distributed computing tools.\nhave a strong foundation in machine learning algorithms, statistical modeling techniques, and data-driven decision-making.\nexcels at approaching complex problems with a structured mindset, driving data-backed and practical solutions.\ncommunicate effectively and enjoy collaborating with cross-functional teams, including product, business, and engineering.\nshow strong business acumen, you don’t just build models, you build solutions that drive measurable impact.\nare passionate about learning. you stay curious about new techniques, tools, and innovations in the ai space, and are excited to apply them to practical business use cases.\n\n"}],"text":"data scientist","country":"IN","workplaceType":"onsite","opening":"","openingPlain":"","descriptionBody":"\n
prefr (operated by creditvidya) is a digital-first lending platform that makes credit accessible to millions across India. With loan offerings ranging from ₹50,000 to ₹5 Lakh, we’re enabling instant personal loans and flexible pay-later credit lines, especially for first-time borrowers and underserved regions. Backed by RBI-approved NBFC partnerships, we’ve built a platform that uses selfie-based KYC, minimal documentation, and AI-powered underwriting to disburse loans within minutes.
\n
\n
about the role
\n
we are looking for a passionate and technically strong ai/ml engineer to join our core team driving the intelligence behind our lending platform. this is an l4-level role where you'll build high-performance ml frameworks, scale decision systems, and lay the foundation for the next evolution: agentic ai systems that autonomously extract insights, support business decisions, and power internal copilots.
\n
if you are someone who enjoys solving hard problems at the intersection of software engineering and ml, and are excited about the future of ai agents in real-world systems, we want to hear from
\n
about the role
\n
\nyou will be the hands‑on driver of our wallet and max (rent & education) growth initiatives. working closely with product, design, marketing, and rewards teams, you’ll take strategic briefs, execute end‑to‑end campaigns across all in‑app channels, and own a/b tests to optimize for business KPIs.
","id":"37f0a1b9-e5a1-45de-ada6-f8363bb877f6","lists":[{"text":"key responsibilities","content":"\ncampaign creation, execution and monitoring:\nlaunch and optimize campaigns across in‑app banners, push notifications, email, and other owned channels, tied to business objectives.\ndevise innovative growth campaigns that have the potential to shift baselines on the metrics you own\ntrack your charter’s / lob’s daily / weekly performance like a hawk and be on a continuous lookout of every incremental optimisation opportunity or any red flags that bubble up\na/b testing & optimization:\ndesign, implement, and analyze a/b tests—from hypothesis through to rollout recommendations.\nsurface learnings and iterate quickly to drive continuous uplift.\ntruth seeking and user understanding:\ndig deep into metrics, data, and user feedback to understand what is genuinely driving or stifling growth. you need to be committed to finding the truth, regardless of preconceptions or assumptions.\nanalytical rigor will be an essential part of your role as you analyze data to get insights, build hypotheses, identify opportunities and measure success of experiments conducted\nuse mixpanel (or equivalent) and basic dashboards / sql queries to track campaign performance and user behavior.\ntrack your core kpis (e.g., activation rates, wallet loads, rent‑payment transactions, re‑engagement) with the help of analytics team\ncross‑functional collaboration:\npart of your mandate is to promote seamless integration of growth initiatives across all departments.\nwork closely with product, design, marketing, and engineering teams to align on creative assets, user journeys, incentive structures and work with teams on large campaigns\nliaise with the business and product leads for campaign briefs, strategic priorities, and stakeholder updates.\nprocess & documentation:\nmaintain clear play‑books and campaign templates.\ndocument test plans, results, and key learnings.\n"},{"text":"must‑have qualifications","content":"\n1 year - 3 years in product management or growth roles\nhigh energy, proven executional bias for action—comfortable owning the end‑to‑end “doer” work.\nstrong analytical skills, with the ability to translate complex data into actionable insights.\ngood to have - able to navigate mixpanel (or similar) and write simple sql queries.\nempathy for end consumers, with a focus on identifying and addressing their needs and pain points\nstrong attention to detail—ensuring error‑free campaign setup.\nexcellent communication and presentation skills, with the ability to articulate complex concepts to diverse audiences\ncollaborative mindset and ability to juggle multiple stakeholders\ncomfortable working in a fast-paced, dynamic environment and managing multiple competing priorities\n"}],"text":"growth and business - max and wallet","country":"IN","workplaceType":"onsite","opening":"","openingPlain":"","descriptionBody":"about the role
\n
\nyou will be the hands‑on driver of our wallet and max (rent & education) growth initiatives. working closely with product, design, marketing, and rewards teams, you’ll take strategic briefs, execute end‑to‑end campaigns across all in‑app channels, and own a/b tests to optimize for business KPIs.
","descriptionBodyPlain":"about the role\n \nyou will be the hands‑on driver of our wallet and max (rent & education) growth initiatives. working closely with product, design, marketing, and rewards teams, you’ll take strategic briefs, execute end‑to‑end campaigns across all in‑app channels, and own a/b tests to optimize for business KPIs.\n","hostedUrl":"https://jobs.lever.co/cred/37f0a1b9-e5a1-45de-ada6-f8363bb877f6","applyUrl":"https://jobs.lever.co/cred/37f0a1b9-e5a1-45de-ada6-f8363bb877f6/apply"},{"additionalPlain":"how is life at CRED?\n \nworking at CRED would instantly make you realize one thing: you are working with the best talent around you. not just in the role you occupy, but everywhere you go. talk to someone around you; most likely you will be talking to a singer, standup comic, artist, writer, an athlete, maybe a magician. at CRED people always have talent up their sleeves. with the right company, even conversations can be rejuvenating. at CRED, we guarantee a good company.\n \nhard truths: pushing oneself comes with the role. and we realise pushing oneself is hard work. which is why CRED is in the continuous process of building an environment that helps the team rejuvenate oneself: included but not limited to a stacked, in-house pantry, with lunch and dinner provided for all the team members, paid sick leaves and a comprehensive health insurance. \n \nto make things smoother and to make sure you spend time and energy only on the most important things, CRED strives to make every process transparent: there are no work timings because we do not believe in archaic methods of calculating productivity, your work should speak for you. there are no job designations because you will be expected to hold down roles that cannot be described in one word. since trust is a major virtue in the community we have built, we make it a point to highlight it in the community behind CRED: all our employees get their salaries before their joining date. a show of trust that speaks volumes because of the skin in the game. \n \nthere are many more such eccentricities that make CRED what it is but that’s for one to discover. if you feel at home reading this, get in touch.\n \n","additional":"\n
how is life at CRED?
\n
\n
working at CRED would instantly make you realize one thing: you are working with the best talent around you. not just in the role you occupy, but everywhere you go. talk to someone around you; most likely you will be talking to a singer, standup comic, artist, writer, an athlete, maybe a magician. at CRED people always have talent up their sleeves. with the right company, even conversations can be rejuvenating. at CRED, we guarantee a good company.
\n
\n
hard truths: pushing oneself comes with the role. and we realise pushing oneself is hard work. which is why CRED is in the continuous process of building an environment that helps the team rejuvenate oneself: included but not limited to a stacked, in-house pantry, with lunch and dinner provided for all the team members, paid sick leaves and a comprehensive health insurance.
\n
\n
to make things smoother and to make sure you spend time and energy only on the most important things, CRED strives to make every process transparent: there are no work timings because we do not believe in archaic methods of calculating productivity, your work should speak for you. there are no job designations because you will be expected to hold down roles that cannot be described in one word. since trust is a major virtue in the community we have built, we make it a point to highlight it in the community behind CRED: all our employees get their salaries before their joining date. a show of trust that speaks volumes because of the skin in the game.
\n
\n
there are many more such eccentricities that make CRED what it is but that’s for one to discover. if you feel at home reading this, get in touch.
\n
\n
\n
CRED is an exclusive community for India's most trustworthy and creditworthy individuals, where the members are rewarded for good financial behaviour. CRED was born out of a need to restore focus on a long-lost virtue — trust. the idea: create a community built on trust and scale this behaviour until it becomes the norm.
\n
building a community like this requires a community of its own; a group of passionate, driven people with the freedom to take big swings and chase meaningful outcomes. a group that believes in solving problems elegantly, moving fast, thinking first principles, and constantly raising the bar.
\n
here's what will be in store for you at CRED once you join the team.
\n
\n
as a lead within the payments pod, you will own the end-to-end strategy, growth, and p&l for one of CRED's most important engagement surfaces — high-frequency, transactional payment categories that form the backbone of member habit and retention.
\n
this role is responsible for step-change growth — scaling active transacting members 2–3× by making on-deck payment flows habit-forming, low-friction, and trust-reinforcing for CRED members. The mandate is not short-term monetisation, but maximising active transacting members at the lowest cost to serve, while building a compliant, resilient, and scalable business.
\n
you will work closely with product, engineering, compliance, and external ecosystem partners to define the future roadmap for the category and translate strategy into execution.
\n
\n
category ownership & p&l
\n\n
own the category end-to-end, including growth strategy, economics, forecasting, and reporting\n
drive planning cadences, operating reviews, and performance tracking for the category\n
balance growth, reliability, cost-to-serve, and long-term sustainability\n
make clear trade-offs between engagement, scale, and economics\n\n
strategy & roadmap definition
\n\n
partner with product and design teams to define the long-term vision and roadmap\n
identify levers to drive 2–3× growth in active transacting members\n
reimagine user journeys, frequency drivers, and habit loops within the category\n
translate category strategy into executable priorities and milestones\n\n
growth & engagement
\n\n
drive adoption and repeat usage \n
design strategies to reduce friction, increase trust, and improve payment confidence\n
focus on low-cost engagement, not yield maximisation\n
use data and experimentation to identify and unlock growth inflection points\n\n
ecosystem & regulatory collaboration
\n\n
work closely with relevant networks, regulators, and internal compliance teams to ensure regulatory alignment\n
anticipate ecosystem or policy changes and factor them into category strategy\n
represent category requirements clearly in cross-functional and partner discussions\n\n
cross-functional leadership
\n\n
act as the single-threaded owner working across product, engineering, compliance, finance, and growth\n
influence without authority through clear problem framing, structured thinking, and data-backed narratives\n
drive clarity in ambiguous spaces and align teams around common outcomes\n\n
\n
CRED is an exclusive community for India's most trustworthy and creditworthy individuals, where the members are rewarded for good financial behaviour. CRED was born out of a need to restore focus on a long-lost virtue — trust. the idea: create a community built on trust and scale this behaviour until it becomes the norm.
\n
building a community like this requires a community of its own; a group of passionate, driven people with the freedom to take big swings and chase meaningful outcomes. a group that believes in solving problems elegantly, moving fast, thinking first principles, and constantly raising the bar.
\n
here's what will be in store for you at CRED once you join the team.
\n
\n
as a lead within the payments pod, you will own the end-to-end strategy, growth, and p&l for one of CRED's most important engagement surfaces — high-frequency, transactional payment categories that form the backbone of member habit and retention.
\n
this role is responsible for step-change growth — scaling active transacting members 2–3× by making on-deck payment flows habit-forming, low-friction, and trust-reinforcing for CRED members. The mandate is not short-term monetisation, but maximising active transacting members at the lowest cost to serve, while building a compliant, resilient, and scalable business.
\n
you will work closely with product, engineering, compliance, and external ecosystem partners to define the future roadmap for the category and translate strategy into execution.
\n
\n
what is CRED?
\n
\n
CRED is an exclusive community for india’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior.
\n
\n
CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true.
\n
\n
here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better.
\n
\n\n
\nbuild trust in and understanding of CRED among external audiences by producing a steady body of editorial: blogs, website content, reports, and brand and product narratives that shape how people think about money, credit, and the category CRED operates in.
\n\n
\nthink like a fintech and lifestyle journalist. mine product, engineering, design, and talent teams for the details worth telling, then connect them into stories that are new, credible, and grounded in the CRED brand and its values.
\n\n
\nown the writing end to end: point of view, structure, and line-level craft, plus the judgment to match each story to the right format (long-form report, blog, product page, founder essay, social).
\n\n
\nhold the editorial bar for the brand across voice, rigour, and factual defensibility, so everything published under CRED reads like it came from one credible mind.
\n\n\n
\n\n
\na track record of owning and shaping narratives over the long term, not just filling a content calendar
\n\n
\na body of work that proves range across formats and a distinct point of view
\n\n
\nthe ability to work across teams with different priorities and still land a coherent story
\n\n
Deeply passionate about tech and has worked on long form tech content writing\n
\nbackground in fintech, business, or lifestyle editorial
\n\n
\nexperience writing in a founder or executive voice
\n\n
\nability to predict, measure, and articulate the impact of editorial against CRED's business and comms priorities
\n\n
\ndata sensibility for reports and long-form
\n\n\n
\n
what is CRED?
\n
\n
CRED is an exclusive community for india’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior.
\n
\n
CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true.
\n
\n
here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better.
\n
prefr (a brand under DTPL) is a tech-first fintech platform reshaping how India’s digital-first generation experiences credit. we currently offer instant personal loans from ₹50,000 to ₹5,00,000 through a seamless, end-to-end digital journey — serving India’s creditworthy yet underserved segments, in partnership with RBI-approved top-tier financial institutions. our mission to become the largest platform for delivering fast, transparent and trusted credit for the millions - by bringing together.distribution depth, AI-driven intelligence & multi-lender access.
\n
\n\n
about the role
\n
we are looking for a passionate and technically strong ai/ml engineer to join our core team driving the intelligence behind our lending platform. this is an l4-level role where you'll build high-performance ml frameworks, scale decision systems, and lay the foundation for the next evolution: agentic ai systems that autonomously extract insights, support business decisions, and power internal copilots.
\n
if you are someone who enjoys solving hard problems at the intersection of software engineering and ml, and are excited about the future of ai agents in real-world systems, we want to hear from you.
\n
\n\n- own and evolve core frameworks powering the loan decision-making process across the company including but not limited to user approval and eligibility frameworks
\n- design, develop, and optimize scalable ml infrastructure and software frameworks that integrate seamlessly with production systems
\n- partnering with senior engineers and domain leads to lay groundwork for agentic systems – from auto-insight generation to internal decision copilots (e.g., ai for bi)
\n- help develop data and model lifecycle: from ingestion and feature engineering to deployment and monitoring
\n- build generalized systems that support multi-tenant use across verticals be it policy or data for analytics
\n- continuously monitor production performance to ensure that live systems behave as expected, and proactively propose improvements
\n- document learnings, scale reusable patterns, and drive adoption of best practices in ml system design
\n
"},{"text":"you should apply if:","content":"\n
\n- have 4+ years of experience building production-grade software systems in java / scala / python
\n- have familiarity with ml lifecycle and deployment practices, even if not deep modeling experience
\n- exhibit deep business understanding by translating technical capabilities into impactful solutions, ensuring that frameworks contribute directly to business outcomes
\n- are comfortable working in a fast-paced, startup environment and taking end-to-end ownership
\n- possess a strong sense of compounding, capable of building modular, iterative solutions that grow in capability over time, especially in the context of agentic ai frameworks
\n\n
\n
prefr (a brand under DTPL) is a tech-first fintech platform reshaping how India’s digital-first generation experiences credit. we currently offer instant personal loans from ₹50,000 to ₹5,00,000 through a seamless, end-to-end digital journey — serving India’s creditworthy yet underserved segments, in partnership with RBI-approved top-tier financial institutions. our mission to become the largest platform for delivering fast, transparent and trusted credit for the millions - by bringing together.distribution depth, AI-driven intelligence & multi-lender access.
\n
\n\n
about the role
\n
we are looking for a passionate and technically strong ai/ml engineer to join our core team driving the intelligence behind our lending platform. this is an l4-level role where you'll build high-performance ml frameworks, scale decision systems, and lay the foundation for the next evolution: agentic ai systems that autonomously extract insights, support business decisions, and power internal copilots.
\n
if you are someone who enjoys solving hard problems at the intersection of software engineering and ml, and are excited about the future of ai agents in real-world systems, we want to hear from you.
\n
\n
","categories":{"commitment":"full time","department":"Prefr","location":"bengaluru","team":"collections","allLocations":["bengaluru"]},"createdAt":1787309473741,"descriptionPlain":"prefr (operated by CreditVidya) is a digital-first lending platform that makes credit accessible to millions across India. with loan offerings ranging from ₹50,000 to ₹5 Lakh, we’re enabling instant personal loans and flexible pay-later credit lines, especially for first-time borrowers and underserved regions. backed by RBI-approved NBFC partnerships, we’ve built a platform that uses selfie-based KYC, minimal documentation, and AI-powered underwriting to disburse loans within minutes.\n \n","description":"\n
prefr (operated by CreditVidya) is a digital-first lending platform that makes credit accessible to millions across India. with loan offerings ranging from ₹50,000 to ₹5 Lakh, we’re enabling instant personal loans and flexible pay-later credit lines, especially for first-time borrowers and underserved regions. backed by RBI-approved NBFC partnerships, we’ve built a platform that uses selfie-based KYC, minimal documentation, and AI-powered underwriting to disburse loans within minutes.
\n
","id":"e7edcd33-9faa-4e2f-8a87-4a88719f94ec","lists":[{"text":"what will you do?","content":"\n\n
own collection performance for the assigned geography and buckets; understand local portfolio characteristics, monitor portfolio movement, and drive resolution and recovery outcomes.\nlead, coach, and develop the collections team; set clear expectations, review productivity and performance, and drive the team towards collection targets.\nmanage collection agencis across the assigned geography; ensure adequate capacity, drive productivity and resolution outcomes, and maintain adherence to quality and compliance standards.\nown resolution and recovery targets for the assigned portfolio; analyse MIS and key recovery metrics, identify performance gaps, and implement corrective actions to improve outcomes.\nlead the implementation of collection strategies across calling and field operations, including tracing, legal recovery, dual allocation, and other relevant recovery levers.\nensure adherence to collection processes, RBI guidelines, company policies, and Prefr’s code of conduct; proactively identify and address compliance or process gaps.\nensure disciplined execution of field operations by tracking input metrics such as visits, on-time visits, allocation, and disposition.\nmanage the region in a cost-effective manner and ensure collection costs remain within defined guardrails.\nproactively identify geographical, capacity, agency, and portfolio-level challenges and raise timely red flags.\nwork closely with operations, risk, legal, analytics, and strategy teams to resolve dependencies and improve collection outcomes.\nprovide feedback and recommendations to central strategy and policy teams based on regional challenges and opportunities.\nplay an active role in hiring and developing collection talent for the region and contribute to hiring across other regions as required.\n\n"},{"text":"you should apply if you:","content":"\n
\n
\n
\n\n
\n
\n
\n
\n
\n
\n- have 10+ years of experience in collections, preferably across unsecured PL portfolios.
\n- have strong knowledge of the geography being hired for and the local collections ecosystem.
\n- have experience managing large portfolios, collection teams, and agency partners.
\n- have strong understanding of recovery metrics, collection strategies, and portfolio performance.
\n- are data-driven, result-oriented, and able to diagnose and solve collection challenges.
\n- have strong understanding of the code of conduct and can drive compliant, customer-centric collections.
\n- are proficient in the local language and comfortable working with cross-functional teams.
\n\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
prefr (operated by CreditVidya) is a digital-first lending platform that makes credit accessible to millions across India. with loan offerings ranging from ₹50,000 to ₹5 Lakh, we’re enabling instant personal loans and flexible pay-later credit lines, especially for first-time borrowers and underserved regions. backed by RBI-approved NBFC partnerships, we’ve built a platform that uses selfie-based KYC, minimal documentation, and AI-powered underwriting to disburse loans within minutes.
\n
","descriptionBodyPlain":"prefr (operated by CreditVidya) is a digital-first lending platform that makes credit accessible to millions across India. with loan offerings ranging from ₹50,000 to ₹5 Lakh, we’re enabling instant personal loans and flexible pay-later credit lines, especially for first-time borrowers and underserved regions. backed by RBI-approved NBFC partnerships, we’ve built a platform that uses selfie-based KYC, minimal documentation, and AI-powered underwriting to disburse loans within minutes.\n \n","hostedUrl":"https://jobs.lever.co/cred/e7edcd33-9faa-4e2f-8a87-4a88719f94ec","applyUrl":"https://jobs.lever.co/cred/e7edcd33-9faa-4e2f-8a87-4a88719f94ec/apply"}]